Who We Are
Times change, but our mission holds fast.
Joe Walters | Certified Financial Planner™
Principal/Wealth Advisor
Joe Walters is a nationally recognized Private Wealth Advisor specializing in tax-efficient exit strategies for business owners. With over two decades of experience advising ultra-high-net-worth families, Joe helps founders turn liquidity into legacy—with a strategy that helps maximizes tax efficiency, clarifies purpose, and aligns wealth with what matters most.
Known for saying, “The sale of your business should be the most tax-optimized, purpose-driven event of your life,” Joe guides clients through the most financially and emotionally pivotal moment of their lives. His approach integrates CRUTs, QSBS, PIFs, and legacy trusts to help reduce tax drag and design generational impact. Joe is regularly featured in conversations around succession planning, philanthropic giving, and post-exit reinvention.
When he’s not advising clients, he teaches the next generation about stewardship, generosity, and purpose through his local church community. Joe lives in Sacramento with his wife, Sue, and his four sons; Mason, Ethan, Gideon, and Titus.
Private Wealth Advisor is a designation awarded by Raymond James to financial advisors who have demonstrated mastery in anticipating and managing the expansive financial needs of high-net-worth individuals, families and organizations.
Christina Krug
Client Services Manager
Christina Krug brings over 13 years of experience in the financial services industry to her role as Client Services Manager at Legacy Wealth Management aligned with Raymond James. She understands the importance of knowing each client well so she can provide them with customized and seamless service.
Christina lives in Roseville with her husband Paul and their son William. She enjoys cooking, reading and gardening.
Wealth management is a team effort.
Your needs and goals will change over time. That’s why we will be there to provide advice – along with the exceptional service you deserve.
We understand that finding a knowledgeable, dependable financial advisor — who you can build a comfortable and trusting relationship with—takes some doing. Our clients have told us that a good fit feels like working with a dependable and trusted friend; and so, these attributes are as important to us as preservation, and/or growth of your capital.
We are continually grateful for the opportunity to help our clients find financial independence.
As a business owner, you don’t work alone, and neither do we.
We can coordinate with outside advisors that you trust, to explore your company’s needs and present you with actionable strategies to help achieve your goals. You will benefit from a team of trusted advisors, that integrate their expertise for your success.